Halal Home Financing
for Somali Families.
Abdi speaks your language, literally. Get halal home financing from someone who understands your values, your community, and your goals.
Get My Homebuyer PlanGuriga aad ku noolaatid waa mid aad ku heli kartid, adiga oo aan ribadha xaaraan ah ku dhicin. Abdi G. wuxuu kaa caawinayaa inaad hesho guri xalaal ah oo ku haboon qoyskaaga.
The home you want to live in is achievable, without falling into interest. Abdi G. helps you find halal financing that fits your family.
Why Somali Families Choose Halal Financing
No Riba. No Compromise.
Interest (riba) is clearly prohibited in Islam. Murabaha financing uses a cost-plus structure, the lender purchases the home and resells it to you at a disclosed profit margin. No interest charged, ever. Your family builds wealth without compromising your diin.
Abdi Speaks Somali
No language barriers. No cultural misunderstandings. Abdi G. is Somali-American, born and raised in the community. He explains everything in Somali or English, whichever you prefer. Your parents can join the call and understand every word.
Serving Somali Communities Across MN
From Cedar-Riverside to Brooklyn Park, Eden Prairie to Rochester, Abdi has helped Somali families buy homes in every major community. He knows the neighborhoods, the DPA programs, and what it takes to get approved.
Families Like Yours
First-Time Buyer with DPA
Young couple, combined income $70K. Used MHFA + community DPA to cover down payment. Moved into a 4-bedroom in Brooklyn Park with less than $5K out of pocket.
Self-Employed Restaurant Owner
Denied by two lenders due to tax write-offs. Abdi used a bank statement program to demonstrate real income. Approved for $365K townhome in Plymouth.
Family Upgrading from Starter Home
Family of 6 outgrowing a 3-bedroom. Sold existing home, rolled equity into a 5-bedroom in Eden Prairie. Coordinated both closings within 3 days.
How to Get Started
Three simple steps, from first conversation to keys in hand.
Free Homebuyer Plan
Tell Abdi about your situation, income, savings, timeline. He'll build a personalized plan in Somali or English.
Get Pre-Qualified
Submit your documents. Abdi reviews everything and gets you a pre-approval letter, usually within 2-3 days.
Close on Your Home
Find your home, make an offer, close with full Murabaha structure. Title in your name from day one. Halal from start to finish.
Common Questions
Haa. Abdi waa Soomaali-Mareykan ah wuxuuna ku hadlaa Af-Soomaali iyo Ingiriisi. Waxaad la hadli kartaa luqadda aad doorbidayso, dhamaan dukumentiyadana waxa lagu sharxi doonaa si cad.
All financing uses the Murabaha structure, which is certified by the Assembly of Muslim Jurists of America (AMJA) via fatwa. The structure involves a real purchase and sale, not a rebranded interest loan. You can review the AMJA certification and ask Abdi any questions.
Halal financing programs typically require a minimum credit score of 620. If your score needs work, Abdi will create a 60-90 day improvement plan as part of your Homebuyer Plan, no charge, no obligation.
Yes. Many Somali families own businesses. Abdi has programs that use bank statements instead of tax returns to demonstrate income. If you've been in business for 2+ years, there's likely a path.
Not necessarily. Halal financing starts at 3% down, and there are multiple DPA programs available in Minnesota that can cover most or all of your down payment. Some families have closed with less than $5,000 out of pocket.